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610-948-4830     info@ronblackagency.com

Condo Insurance

Providing coverage for your Auto, Home,
Condo, Renters, Landlord, Boat, Cycle, RV
Umbrella, Personal Articles

Updated Office Hours!

As we continue to monitor ongoing developments related to the coronavirus (COVID-19), please know that nothing will compromise our commitment to take care of our employees as well as our clients and the things you trust us to insure.
 

Our Agency has been in business since 1922 and we remain committed to being in business well past our current normal provides us all with a future normal. As an "essential business" under Governor Wolf's ruling, we have strategically staggered the times that we go into the office to check the mail and anything else that is needed. The lobby is currently closed but we are certainly available to communicate by phone, email and/or video chat if you like. Just reach out to either of us and we'll make arrangements that best suit your needs.


Please be assured that you always have the ability to access all of your policy information via the carriers that we have you insured with at any time by simply logging on at the carriers site or their mobile app.  Each app is a free download from your own app store if you don't have it already.  In both you have full access to your policy information including ID cards and billing.  Any bills can be paid in either the sites or their respective apps or by calling us or the carrier directly.  We realize that this may be an inconvenience for some and hope this is a short-lived response to our current healthcare situation as we do enjoy when all clients and partners come into the office.  Thank you for your consideration and please stay healthy! 

Distinct coverages for Condo owners

As the owner of a Condo unit, your insurance needs are slightly different that other homeowners policies.  With most Condo/Townhouse developments there is usually an Association that you pay into via a monthly fee.  Your Association probably pays for landscaping, snow removal and trash at the very least.  Others take care of all of the members roof's in the development.  Some others even have an insurance policy in place to cover the "outside walls" of the condo/townhome that you own.  Always check with your Associations By-Laws so you know what they cover and more importantly, what they don't.  

Based on what the Association does not cover and your needs, we can design a comprehensive policy for you that would eliminate any potential gaps in coverage.  The carriers that we represent have the needed coverage's consisting of:

  • Dwelling coverage's
  • Personal Property
  • Additional Living Expense
  • Inside Walls Coverage
  • Betterments and Improvements
  • Water backup of sewers and drains
  • ID Fraud  (expenses related to an identity theft)
  • Personal Injury (sibel, slander, invasion of privacy)

Our Communities

Since 1922, we have proudly insured and protected the families and business's of Royersford, Limerick, Spring City, Phoenixville, Collegeville, Schwenksville, Pottstown, Skippack, Harleysville, Souderton, Lansdale, North Wales, Chalfont, New Britain, Norristown, King of Prussia, Blue Bell and our surrounding communities.